Most Swiss insurance companies offer policies in various currencies. The policy holder chooses the currency at the time of the application. Some insurance companies even allow their clients to switch the policy currency to another currency at any time.

Since you are able to invest in various currencies, sooner or later you will have to decide in which currency your Swiss annuity should be denominated.

The choice of currency can have a major impact in your annuity and therefore it is a choice to be made very carefully. As a standard, the currency we will propose is the CHF; however, depending on your situation, a currency other than the CHF may be the best choice for you.

Upon choosing your currency, keep the following data in mind: 

• currency diversification in your portfolio
• safety of your investment
• economical stability of the currency

If you are not sure which currency would be the most appropriate for you, feel free to contact us in this regard.